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Parents as Financial Teachers

  • Among parents with children 5 or older, only 26% feel well prepared to teach their kids about basic personal finances.
  • Fewer than half of respondents feel they are a good role model for their children regarding saving and spending.
  • Saving versus spending was talked about in 57% of homes. Fewer than 40% of parents said they talked about credit cards, loans and debt, and their own family finances with their kids. Even less talked with their children about how to invest their money.
  • More than 70% of parents say they have spoken with their teens about credit and using credit cards wisely, while less than 44% of the teenaged children of those respondents say their parents have talked to them about credit cards.
  • 53% of parents agree that their child thinks "money grows on trees."

Source:  Networks Fiancial Institute at Indiana State University link

 


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