Money Smart, Life SmartSM Financial Education Courses & Programs Blue Stone Success' Money Smart, Life Smart courses are packed with information, engagement and activities to unleash the power of each of individual. The level of information is tailored to the audience... employees, adults, young adults or teens.
Financial Mastery in a New Paradigm If ever there was a time for understanding personal finance, now is the time. The recession combined with irrational behaviors and new regulations has forever altered the banking landscape. Despite the government's introduction of new "customer protections", it is critical to understand how to navigate in this new paradigm - particularly since the new protections have created new traps and loopholes. Terrific information to help you build or reestablish your financial prowess during the economic downturn.
Banks in an economic recession
The evolution of credit
How new credit card regulations affect you
How to save your credit rating when the game board has changed
Credit reports ... new traps and how to protect yourself
New success strategies
The Essential Power Stone Foundation The first step in establishing financial mastery for life. Perfect for orienting teens to money, money attitudes and success habits as well as those interested in developing a strong-jump off point for their lives. We'll cover:
Impact of attitudes and behaviors on wealth
What the new rules and regulations mean
Techniques for budgeting
Household finances
Pulling and reviewing a credit report
FICO scores
Credit Card Boot Camp A "must do" course for everyone, especially new adults and college students! Having spent years in the credit card business, managing multi-million dollar budgets and developing new products, credit cards were designed to be a convenient method of payment. This course dives deep into credit cards focusing on understanding credit cards and how to use them as they were intended.
Market overview and future trends
Navigating the new rules
Card types
Applying for a card
How issuers make money
Self destructive behaviors
Tips on managing your credit card
Minimizing damage to your credit score
A reward isn't always a reward
Reducing temptation
Legislative changes
Money Maker, Money Taker "Basic banking" is anything but basic and it has changed dramatically from years ago. We'll reveal the complexities and mine fields in key banking products including how to avoid costly mistakes that leave your wallet empty as well as industry trends.
Checking, ATMs, debit cards
Your responsibilities
Avoiding mistakes and fees
Fraud protection
Loan fundamentals
All about loans
New financial regulations
Gift cards
The Business of Personal Finance Ideal for college students and those interested in a behind the scenes look at financial product creation from a seasoned professional. Walk through the life a new financial product within a corporation. Includes an in-depth look at how product design impacts the end consumer - YOU!
The genesis of new financial products
Product design, development, marketing and ongoing management
Correlation between consumer behaviors and corporate revenue
How companies view you
Healthy financial behaviors that benefit you
To Stop a Thief Youths and adults are oblivious to the vulnerabilities and risks due to criminal activities. Teen engagement in money management increases after this fascinating class. This information packed course will identify at least 20 ways crooks can obtain your identity, credit card information and money. You will learn how to protect yourself and what to do if you become a victim.
Identity theft
Look at crimes (from 419 fraud to war driving, credit card fraud to check washing)
Ploys, scams and trends
Staying ahead of the criminal
Putting up the "closed" sign for criminals
How to protect yourself
What to do if you become a victim
Putting the "pay" in Paycheck This course is like getting a salary increase just by attending! Americans spend nearly 2,000 hours a year working hard yet spend no time in understanding how to maximize their earnings. What you do with your paycheck could be more important than the amount earned. A terrific class for new job entrants, those starting their careers and those who want to take full advantage of their pay.
Understanding your paycheck
What are those deductions
Negotiating from power
Pay beyond dollars and cents (401Ks, FSAs, ...)
Wealth building techniques regardless of your paycheck size
Which job offer to accept
Guerrilla Strength Marketing Defense(Shopping, Advertising and Marketing) This favorite will leave you guerrilla strong where the focus is on methods used by retailers to get you to spend your dollars. The objective is to create an awareness and to be able to identify subliminal tactics used in the media and in stores. Creating the awareness empowers you to actively and consciously choose what you do with your money.
Examine current purchasing decision process
Techniques for informed decision making
Reveal how retailers "get smart" about you
Walk through a realistic teen purchase scenario
Understand the psychology of colors and retail design
Divulge store and manufacturer's sales tactics
Women and Credit Time to take control ladies! If you aren't controlling your money, it is probably controlling you. Credit can be the least understood by women shrouded in mystery and feared. Ideal for those new to credit or those who want a better understanding of how credit works. The time to take control is now.
